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WHAT IS VALUEPAY®?

It's simple: shop now and spend later with interest-free, low monthly payments.

Buyer's remorse is the sense of regret after having made a purchase. Non-buyer's remorse is the sense of regret after having missed out on a great purchase. ValuePay hits that sweet spot between two extremes. You can get what you want today and then pay it off over time.

HOW IT WORKS

Convenient
Choose ValuePay at checkout and then complete your purchase as usual.

Cost Effective
Make your first low payment right then and there

Manageable
The remaining payments will be charged every 30 days from your order ship date.

Customizable
You can pay off your remaining ValuePayments in one lump sum, update your payment method or make payments early.

THE NITTY GRITTY

  • ValuePay orders may be subject to credit approval by ShopHQ and ShopHQ reserves the right to review credit reports to qualify customers for ValuePay. If an inquiry is made by ShopHQ, it will show on the customer's credit report.
  • Failure to pay ValuePay on time may restrict the use of ValuePay on future orders.
  • ShopHQ is unable to accept prepaid cards on ValuePay orders.
  • Billing dates for future ValuePay cannot be changed; however, use of ValuePay on your credit card could result in interest charges from your financial institution based on the terms and conditions of your specific credit card agreement
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